Earl J. Hickey, a petty crook with occasional run-ins with the law, whose newly won $100,000 lottery ticket is lost when he is hit by a car. While lying in his hospital bed after the accident, he develops a belief in the concept of karma when he hears about it during an episode of Last Call with Carson Daly.
He decides he wants to turn his life around and makes a list of all the bad things he's ever done. After doing his first good deed, he finds his $100,000 lottery ticket. He sees this as a sign and, with his new lucky money, he proceeds to cross items off that list, one-by-one, by doing good deeds to atone for them.